Badger vs Chaser: which invoice-chasing tool fits your business?
Updated 3 August 2026 · By the Badger team
Badger and Chaser both exist to get your invoices paid without you doing the chasing. They take different roads: Chaser is an established receivables platform with a broad feature set; Badger is an agent-first tool built around a daily brief and one flat Australian price. Here's an honest look at where each fits.
Comparison written by the Badger team, so read it knowing where we stand. Facts checked August 2026 against public sources — always confirm current features and pricing with each vendor.
The short version
| Badger | Chaser | |
|---|---|---|
| Built for | Australian small businesses without a credit controller | SMBs through to finance teams, globally |
| Approach | An AI colleague: morning brief, you tap approve, it does the rest | A workflow platform: you configure schedules, templates and policies |
| Pricing model | One plan, A$129/month + GST, everything included, 14-day free trial | Tiered subscriptions that scale with usage — see their site for current plans |
| Accounting sync | Xero and QuickBooks today; MYOB and others on the roadmap | Xero, QuickBooks and other major packages |
| Reply handling | Replies read, classified and answered with AI drafts; payment plans negotiated inside your limits | Reminders and receivables workflows, with an inbox for managing responses |
| Safety rails | Never chases a paid invoice (checked at queue, send, and retroactively); strong notices always need a human | Depends on your workflow configuration |
Where Chaser is the better fit
Chaser has been in the receivables space for years, serves customers globally, and offers a wider surface: multiple accounting integrations today, a payment portal, phone-call workflows and collections escalation. If you invoice in several currencies, run a finance team that wants fine-grained workflow control, or need features beyond email/SMS chasing right now, it's the more established choice.
Where Badger is the better fit
Badger is built for the business where chasing is nobody's job. There are no workflows to design: you connect Xero or QuickBooks, skim the escalation ladder once, and from then on Badger emails you each morning with what it's about to send — you tap approve, or let full automation run within hard safety rails. Replies get read and answered, payment claims get verified instead of trusted, payment plans get negotiated inside bounds you set. And the pricing question takes one sentence to answer: A$129 a month + GST, everything included.
The test that settles it
Both products offer a trial. Connect your real book to each for a fortnight and ask one question: which one collected money you'd otherwise still be waiting on — and how much of your attention did it need to do it? Our guide to choosing AR software covers the full checklist.