Badger vs ezyCollect: lightweight chasing or a full AR platform?
Updated 3 August 2026 · By the Badger team
ezyCollect is one of the best-known accounts receivable platforms in Australia; Badger is a new, deliberately smaller tool that does the chasing itself. The right choice depends almost entirely on whether you have (or want) a credit function — here's the honest breakdown.
Comparison written by the Badger team, so read it knowing where we stand. Facts checked August 2026 against public sources — always confirm current features and pricing with each vendor.
The short version
| Badger | ezyCollect | |
|---|---|---|
| Built for | Small businesses where the owner or admin does the chasing | SMEs and mid-market books, often with a credit controller or AR team |
| Scope | The chasing, done for you: reminders, replies, payment plans, a daily brief | A full AR platform: automated comms, payment portal, credit insights, collections escalation |
| Pricing model | One plan, A$129/month + GST, 14-day free trial | Quote-based / tiered by book size and modules — see their site for current pricing |
| Accounting sync | Xero and QuickBooks today; MYOB and others on the roadmap | Xero, MYOB and ERP integrations |
| Payments collection | Deliberately none — payment truth flows in from your bank and accounting software | Integrated payment portal and payment options |
| Control model | Approve-first by default; full automation is your explicit choice, inside hard safety rails | Configurable automation workflows |
Where ezyCollect is the better fit
If your receivables book runs into the hundreds of debtors, you want customers paying through an online portal, you value credit-risk insights before extending terms, and you have someone whose job includes credit control — ezyCollect is built for exactly that shape of business, with the platform breadth (and pricing conversation) to match.
Where Badger is the better fit
If the whole problem is "the chasing doesn't happen because everyone's busy", a platform is more machine than you need. Badger's bet is that a small business doesn't want an AR department in software form — it wants a colleague. Each morning it emails you: what it's ready to send, what it stopped because payment arrived, which reply needs a human. You tap approve. It never chases a paid invoice, never sends a final notice without you, and answers "what does it cost?" in one sentence: A$129 a month + GST.
Deciding between them
- Count your active debtors. Hundreds with credit terms and risk decisions → platform territory. Dozens with a chasing backlog → chasing tool.
- Decide if you want to take payments in-tool (portal) or keep payments flowing through your existing bank and accounting setup.
- Trial with your real book and measure one number: cash collected in the fortnight. Our AR software guide has the full checklist.